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OUR PRIVACY PROMISE
- We do not sell
customer information.
- We do not share
your information with anyone else for marketing purposes.
- We only use your
information to help transact the business you have with us.
WHAT PERSONAL INFORMATION DO WE COLLECT?
The type of information
that we collect depends on the type of product or service being provided.
The types of information that we may collect include:
- Information that
you provide us on an application or other form (for example, name,
address, social security number, income, financial statements);
- Information that
we receive from other sources such as credit reporting agencies, information
to verify experience or income;
- Information about
your transactions and history with us;
Most of the personal
information that we collect is obtained directly from you. We only collect
information necessary to serve and administer your business with us.
HOW DO WE USE
AND DISCLOSE YOUR INFORMATION?
The primary use
of your information is to verify your identity in the course of transactions
that we perform at your request. In addition, we use your information
to underwrite bonds or contracts and service your accounts with us.
Information may
be disclosed to other entities that provide business services to us
related to our transactions with you. Examples are your insurance company,
surety, co-surety and re-insurance company. Before we disclose your
information, these entities must agree to maintain the privacy of your
information.
We must also share
information within our corporate family to service your business transactions.
For example, our operational units provide administrative services,
document preparation, and delivery.
If necessary, we
disclose information when it is required by law. An example would be
reports to regulatory or law enforcement agency to report or prevent
fraud.
HOW DO WE PROTECT
THE SECURITY OF YOUR INFORMATION?
We have established
policies to maintain physical, electronic, and procedural safeguards
to ensure the confidentiality of your personal information. Access to
personal information is available only to those individuals who need
to know the information in order to service your business transactions.
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